One of the first steps in the home buying process is to consult with a mortgage lender about your financing options.
When you know what you can afford, you can focus your home search and make your move more quickly when you find the property you want.
Fill out the form below to begin the process.
Pre-Approval Information for Mortgage
Whether you’re a seasoned home buyer or this is your first experience with home financing, our knowledgeable mortgage professionals are ready to assist you with any questions you may have throughout lending process. As the mortgage industry is constantly evolving, speaking with an expert who is well-versed on all loan products and services is the best way to protect your investment and make the home buying process as stress free as possible.
The Home Buying Process
WHAT CAN YOU AFFORD?
First, obtain a pre-approval document from a reliable, responsive lender who will be with you throughout the financing process. Your credit worthiness, income and assets will be analyzed. Be sure to provide all information promptly. Your agent can suggest proven, vetted lenders.
HOW WILL YOU MAKE A WINNING OFFER?
Your agent, a local market expert, will guide you in offering the most competitive price and terms using extensive market knowledge. In today’s market, bidding wars are common. Your agent knows all the right moves in this stressful, fast-moving game. What’s more, our exclusive HPW Power Offer helps to protect your interests at the offer stage.
WHEN DO YOU GET THE KEYS?
We will arrange a final walk-through before closing to verify the current condition of the property. Don’t skip this step. After you sign the closing documents and the deed is recorded, you will have the keys to your castle! Congratulations!
BEGIN YOUR SEARCH
Once you have narrowed down areas where you'd like to live, we can assist you in identifying the home that best fits you and your family. Your agent will help refine your search and assist you in making an informed decision.
CONDUCT HOME INSPECTION AND OBTAIN MORTGAGE APPROVAL AND INSURANCE
Once your offer has been accepted, we can connect you with skilled home inspectors, real estate attorneys, mortgage lenders, insurance agents and any other home-related vendors that might be needed. Your agent will manage every aspect of the transaction and will help you find resolutions to inevitable challenges.